You need to be aware you could lose all or some of the money you invest.

The investments referenced above are generally considered to be higher-risk and long-term commitments. You should not invest money you cannot afford to lose.

Prosper Savings Limited offers a non-advisory service to Sophisticated and High Net Worth Investors. We do not give personal investment advice or recommendations.

The investments we offer are not suitable for all investors. If you have any doubts as to the suitability of a particular product, or the product class in general, or require advice of any kind, you should seek professional advice.

Please carefully read and make sure you understand the risks and other information contained within the Investment Documentation (Prospectus, offer document or information memorandum, plus the Key Information Document where available) for the product you have chosen, together with Prosper’s Terms of Business. Note, new risks may arise in the future which could not have been anticipated in advance.

Past performance is not a guide to future performance.

Diversification is important. Spreading your money across multiple investments, rather than concentrating your investment in a small number of products or companies, means you should spread risk and increase the chance of an overall return on your investments.

The value of investments and the income from them can fluctuate and may fall and may be affected by economic factors such as changes in interest rates or inflation. Dividends are variable and not guaranteed.

Tax rules change. The tax treatment (and where applicable, tax reliefs) will depend on your individual circumstances.

You should carefully consider charges. Initial charges, other up front and ongoing costs and performance fees will reduce the value of your investment.