Prosper Cash Savings
Get competitive rates from a wide range of banks. Apply once and access them all through one account.
Part of the Financial Services Compensation Scheme
Protected by bank-grade app security
Bondsmith is the custodian that manages your money by providing secure cash savings solutions.
What is The Prosper Boost?
Multiple marginal gains compound to make the difference over time. That matters to us when it’s the fees you are paying out and when it’s interest coming in on your hard earned cash.
With that in mind we are offering the Prosper boost to all our cash savings customers across a variety of savings accounts. This should mean that our boosted rates are always among the best in the market.
We are deliberately taking less margin and keeping our costs to the absolute minimum to give our customers the confidence that their potential wealth will rise faster with us than with anyone else.
*Graph and animation for illustrative purposes only
Boost me!
Bank Rate
5.02%
boosted rate
5.27%
0.25%
Why save?
“In 2023, Brits missed out on £6.9 billion in potential savings returns by leaving money in current accounts that don't pay interest.*
That’s why we’ve launched savings. We’re here to help you prosper, and maximising returns on your cash is a big part of that.”
That’s why we’ve launched savings. We’re here to help you prosper, and maximising returns on your cash is a big part of that.”
Founder & CEO
Start saving
*Source: Paragon Bank. Data correct as of 25th June 2024.
Some of the products we offer
aer
365 Day Notice Tracker
Deposit bank account provider
aer
185 Day Notice Tracker
Deposit bank account provider
aer
1 Year Fixed Term Deposit
Deposit bank account provider
aer
Tracker 95d Notice Account Issue 1
Deposit bank account provider
aer
90 Day Notice (Base Tracker)
Deposit bank account provider
aer
4.90% Boosted 3 Month Fixed Rate Deposit-Retail (issue 2)
Deposit bank account provider
How your money is protected
We’re regulated by the Financial Conduct Authority (FCA).
Money in your savings accounts is protected by the Financial Services Compensation Scheme (FSCS), up to £85,000 per bank.
We use bank-grade security and encryption to safeguard your data.
When money is in your Prosper holding account and not in a savings account, it's held by Barclays Bank or HSBC. The Akoni platform uses Barclays and Bondsmith uses HSBC.
Start saving
