Say hello to more for you.
Prosper lets you maximise your potential wealth with a range of low or no fee savings, pensions and investments available on a simple to use app.
What are you looking for?
The Standard choice
A multi-asset fund curated and managed by some of the best in the business. Designed for long-term growth, choose the Standard Fund if you want to invest for at least ten years.
For DIY investing
Choose from over 150 index, portfolio, mutual funds and ETFs. For expert investors who know where they want to put their money.
Cash marketplace
Get smarter with your money. Make the most of your savings with over 90 accounts and 25 banks to choose from.
Open one account to access 25 banks or over 90 accounts
FSCS protection up to £85,000 for each bank you use. Move money easily between accounts.
Capital at risk.
"Like Monzo, Prosper is a customer champion brand shaking up the wealth industry. It’s only the beginning but I’m excited to help more people prosper!"
Tom Blomfield
CO-Founder and Former CEO Monzo
Protecting your assets
Prosper uses SECCL as the custodian to hold your investment assets which is regulated by the FCA and wholly owned by Octopus Group
Prosper is authorised and regulated by the Financial Conduct Authority under registration number 991710
The banks we use for your cash savings products are part of the Financial Services Compensation Scheme
Our products
Self-Invested Personal Pension (SIPP)
Take charge of your retirement. There is no cost on full and partial transfers of your pensions, as well as full transfers of your ISAs, to Prosper.
Stocks and Shares ISA
General Investment Account (GIA)
Cash Savings
ISA and SIPP eligibility and tax rules apply. Tax relief depends on personal circumstances and current rules can change.
When you invest your capital is at risk.
Funds Available
Low or zero fees
By using scalable tech and industry relationships, we can deliver cost-effective investment, savings and pension products.
We do retain interest on cash left uninvested in investment products and any cash held in the Prosper Wallet. We also may receive a share of the interest paid by the bank on each savings product, but the rate you see is the rate you receive.
Our investing principles
Low cost
Stability and liquidity of the asset manager and their ETFs and funds
For active ETFs and funds, the potential to beat the market benchmark over time.
Your capital is at risk
Choose from asset types, such as equities and bonds. Pick the ETFs or funds that matter to you.
Choose from passive index and active mutual funds to ETFs.
For passive ETFs and funds, the efficiency of tracking the market.
“The app is easy to use and the fees are explained well.”
Mumsnet User
40 Mumsnet users tested the Prosper app.
82% were satisfied.
82% were satisfied.
Rated 'Great' on Trustpilot
“I was shocked when I realised my yearly pension fees were higher than many of my bills, enough for a holiday! Why were they taking such a big cut? That’s why I created a transparent financial platform for people to invest and save”
Nick Perrett
Founder
Looking for more answers?
Visit our Help Centre